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Estate Planning

Most high-net-worth investors spend dozens or more hours every year working with tax advisors to reduce their annual income tax. Yet, the largest tax of all - the federal estate tax - does not get nearly as much attention, even though proper planning may save a large percentage of your estate. Today, it may be more important than ever to protect your assets from significant loss due to estate taxes. To learn more about our estate planning, and how it may fit into your overall financial picture, inquire with us about our Wealth Planning strategies.

Focusing on the fundamentals of wealth planning and the many complex issues raised by significant wealth, we have developed widespread capabilities to address issues of asset preservation, liquidity, risk management, charitable and philanthropic pursuits, retirement and education funding, as well as wealth transfer and estate planning.

estate planning process

Let us help you with the basic and more advanced approaches to estate planning, from understanding how wills and trusts work to learning strategies that may help protect your beneficiaries and assets. Estate planning is an essential part of any financial plan. Bay Colony Advisory Group, Inc. helps you understand the key concepts and strategies, as well as what your options are when you receive an inheritance.

We will work side-by-side with your personal advisors to develop a wealth plan tailored to your unique circumstances. We will introduce you to our professional team and serve as your liaison throughout this comprehensive planning process.

Why Develop an Estate Plan? There are some very good reasons to develop an estate plan. Among them are the following:

Financial Planning Services

When life’s ever changing events come into your financial picture, you may not have the time, desire, or even ability to effectively plan and manage the various financial aspects of your life. Making financial decisions in a silo that ignores important components of your overall financial picture can lead to unintended consequences and ineffective outcomes. As today’s economic, financial and tax landscape becomes increasingly complex, a holistic approach to investment management that considers your entire financial picture can lead to clearer and more confident financial decisions. Every decision - to funding a child’s education, securing a comfortable retirement, planning your investments, and even planning for your legacy, carriers important implications to your overall financial picture. Most families benefit from an independent, third party perspective on what are often difficult decisions. In the hectic world we live in today, having a financial planning expert guide you through your ever-changing financial picture can be exponentially beneficial.

Life Events Require Advice

Quite often, a specific life event will cause one to seek the advice of a professional financial planning expert.  Such events might include:

There are times when you will cope with such events on your own, however, there are some situations where you may need the  assistance of a financial planning expert to provide you an independent, unbiased,  third-party opinion.  Other circumstances might be:

Some financial events may simply be too complex for most families, or you may just want to free up the time needed to enjoy other aspects of their lives.

We work closely with a client’s other professionals, such as accountants, and attorneys to coordinate their efforts with your overall financial needs.

86 Baker Avenue Extension, Suite 310 | Concord, MA 01742 | 800.320.1912